Straightforward Financing for Your Next Vehicle is at Jim Snead Ford

Do you dread the idea of figuring out financing for your next vehicle purchase? We understand how stressful the process can be. When you visit the finance team at Jim Snead Ford. we will always give you straightforward information and pricing on new Ford models. Our Charlottesville, VA team routinely works with customers with a wide range of credit scores.

When to Lease

You do not have to necessarily take out a loan to bring a new Ford home to Harrisonburg. Leasing is another option that is popular among drivers who like to always have a new model with new technology. While there are a few downsides, such as limitations on mileage and vehicle customization, many feel the perks outweigh them. Examples of the benefits of leasing include:

  • Lower monthly payment and no or low down payment
  • Vehicle maintenance and repair is often covered by the warranty
  • Trading in the vehicle at the end of the lease is quick and easy

When to Finance

Of course, a lease is not going to work for every driver living around Waynesboro. We can help you find the lender that will give you the interest rate and monthly payments you need to be comfortable with your new or used vehicle. While monthly payments are typically higher than if you were to lease, there are many benefits, including:

  • No limitations on miles or customization
  • Equity is built with every loan payment
  • You own the vehicle outright after the last payment

Contact Us Today

So, are you the kind of driver who likes driving the same vehicle around Stuarts Draft for decades? Or would you rather always have the latest mode to show off in Staunton l? Get in touch with our finance team today to further discuss your options for your next new or used Ford model. We may have a special or incentive going on that influences your decision. We also recommend filling out our online financing application to help save time when you do visit.

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Contact

Jim Snead Ford

2401 W Main St
Directions Waynesboro, VA 22980

  • Sales: (540) 932-3200
  • Parts & Service: (540) 932-3200
  • Quick Lane: (540) 932-3200

Finance Hours

  • Monday 9:00AM - 7:00PM
  • Tuesday 9:00AM - 7:00PM
  • Wednesday 9:00AM - 7:00PM
  • Thursday 9:00AM - 7:00PM
  • Friday 9:00AM - 7:00PM
  • Saturday 9:00AM - 4:00PM
  • Sunday Closed